About 2016-10-19T00:33:29+00:00

Hi, I’m Trevor.Trevor @ Short-Term Pain

Now that we have the formal introductions out of the way.  I have to be one of the luckiest guys on the planet.  I have two beautiful children and a smokin’ hot wife.  My smokin’ hot wife is a big time marketing expert who makes enough money for me to have the joy of being a stay-at-home Daddy and act like I am a big time blogger.   Despite almost winning the $1.5 billion dollar lottery we don’t own fancy cars, name-brand clothing, or the latest gadgets.  Yeah, I was one of those suckers that wasted $2 on the hopes of  striking it rich.  Those that know me would say I am a very frugal person and I rarely spend money.


My Story (Short Version)Gensler Family

I am a proud stay-at-home Dad (not Daddy Day Care), and I run a couple of businesses.  A few have failed and some are still going – this blog and A Good Time Photo Booth which offers photo booths in Kansas City.  The photo booth was a very exciting and fun adventure that the wife and I had some laughs about over the years.  Like the time I got hit by lighting.  Ya, we will call it a learning experience.  But I found my real calling when I was in the banking industry during the beginning of the recession. I really enjoyed banking and learned a lot during that time. A time during which my smokin’ hot wife and I become debt-free (except for the house).  Follow my blog and you’ll learn all the secrets to financial freedom and wealth building that I learned while banking and eliminating personal debt during a recession. If I can do it, you can too!


Why Short-Term Pain?

Over the years, I have experienced a multitude of things that tested my patience.  Kids are the perfect example of testing patience. While my son was potty-training he crapped in his pants and then smeared it all over the walls and my daughter blatantly ignores every thing I say. I have come to realize there are a million things that test our patience every day and we’re tempted to resolve the annoyance in the easiest and fastest way possible. I could have given up on potty-training and duct-taped a diaper on my son or I could have allowed my daughter to jump on the furniture and avoid a fight. Instead, I’ve adopted what I like to think of a gym rat, personal trainer motto of “short-term pain for long-term gain” and apply it to every day occurrences. I’ve learned that dealing with the situation head-on when it happens makes things easier in the future.  It took some time, but my son is now potty trained and my daughter, well, she still is jumping all over the furniture, but it’s a work in progress.

My wife and I didn’t know it at the time, but we took the motto “Short-Term Pain, Long-Term Gain” and applied it to our finances before we had kids.  We had the opportunity to attend a seminar of a very well-known man by the name of Dave Ramsey.  Dave gave us an extra nudge in a direction we already knew was best. In less than two years we paid off all of our debts, had a decent savings account and healthy retirement funds. Those two years were hard and we sacrificed a lot, but the gain we received in the long term was priceless.

Since becoming debt-free we have not had to worry about money one single time! Shortly after becoming debt free our garage door broke and required $250 to fix. We wrote a check without batting an eye or thinking twice. It was no big deal! When our friends invite us to dinner at an expensive restaurant we can go and have a great time without stressing about the cost. We also don’t stress about a loss of income because we know we have a healthy savings account and a healthy relationship with money. A relationship we owe completely to our short term sacrifice – a sacrifice that set the path for rest of our lives. That’s a long term gain I want to share with the world and help you achieve.


What are my goals for this blog?

My “short-term” goal is easy – I want to teach others the power of being debt free.  In 2017, I want to help 10 people on the path to becoming debt free.

My “long-term” goals are a bit steeper. I want to help my readers eliminate $1,000,000 in personal debt. I also plan to donate 10% of any income I make on this blog. My long-term charitable goal is to donate $100,000.